D of Commerce wants anybody who runs code on behalf of others to make their customers do the full KYC anal probe. E.G. the entire hosting and "as a service" industry. "The government knowing my entire customer book couldn't possibly be used against me, right???" While this will catch guys who launder their shady bitcoin money into MRR for their SAAS from "ghost subscriptions", it'll impose crushing costs on the industry as a whole.