Fair Isaac Corp., creator of the widely used FICO credit score, plans to roll out a new scoring system in early 2019 that factors in how consumers manage the cash in their checking, savings and money-market accounts. It is among the biggest shifts ever for credit-reporting and the FICO scoring system, the bedrock of most consumer-lending decisions in the U.S. since the 1990s.No more no-hits I guess. Gotta have everyone on the man's grid yanno
“Well, they won’t do it without our approval,” Trump said in the Oval Office on Wednesday when asked about reports Seoul is considering the idea. “They do nothing without our approval.”Sounds like it's time for SK to grow a pair. If they reached out to the right countries, they could turn this into a Suez moment for Uncle Sam.
When it came to law enforcement, TLO was more trusting. From the very beginning, the software was made available to any cop in the country who wanted it.What do you expect, after giving it out like candy to the nations' largest crime gangs? That they'd actually vet people who accessed it appropriately?
U.S. Army 1983: “Be Intellectually Prepared to React to Possible Encounters with Intelligent, Non-Corporal Energy Forms When Time-Space Boundaries Are Exceeded”
The S&P 500 dividend yield, at 1.89%, is no longer attractive at current stock prices. In addition, companies are free to slash their dividends – which happens during rough times for the company or the market. So dividend investors are taking significant risks for so-so yields.
Suddenly, many investors are beginning to struggle with a question: Would I rather make 2.7% guaranteed risk-free for a year, such as with Treasury securities, or risk losing 10% or 20% as I might in the stock market? The market could surge another 15%, but it could also do the opposite. Year-to-date, the S&P 500, after all the gyrations and volatility, is up only 2.0% (last time I looked) and is potentially just a rough day or two away from turning negative for the year.
